Terms of Service

Acceptance of Terms

By accessing and using SmartCalc (smartercalculator.net), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Service.

Description of Service

SmartCalc provides free online calculator tools for finance, health, math, education, and general utility purposes. All calculators are provided "as is" for informational and educational purposes only.

No Professional Advice

SmartCalc does not provide financial, medical, legal, or professional advice. Our calculators provide estimates based on mathematical formulas and user inputs. Specifically:

• Financial calculators (mortgage, EMI, compound interest, salary, inflation, tip) provide estimates only. They do not constitute financial advice. Consult a qualified financial advisor for investment, loan, or tax decisions.
• Health calculators (BMI, calorie/macro) provide general health screening information only. They do not constitute medical advice. Consult a healthcare provider for medical decisions.
• Educational calculators (GPA, fraction, scientific) are tools for learning and estimation. Verify important academic calculations with your institution.

Accuracy

While we strive for accuracy in all calculations, SmartCalc does not guarantee that results are error-free. JavaScript floating-point arithmetic may introduce minor rounding differences. Users should not rely solely on our calculators for critical financial, medical, or legal decisions.

Intellectual Property

The SmartCalc name, logo, website design, and original code are the intellectual property of SmartCalc. Mathematical formulas and algorithms used are in the public domain. You may not copy, reproduce, or redistribute our website or its code without permission.

Advertising

SmartCalc displays third-party advertisements through Google AdSense. We are not responsible for the content of advertisements displayed on our site. Clicking on advertisements may redirect you to third-party websites whose terms and privacy policies differ from ours.

Limitation of Liability

SmartCalc, its creators, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our Service, including but not limited to damages from reliance on calculator results for financial, medical, or other decisions.

Modifications

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Continued use of the Service after changes constitutes acceptance of the new terms.

Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

Contact

For questions about these Terms, contact us at: legal@smartercalculator.net